Auto Insurance Providers Andover MN

This page provides useful content and local businesses that can help with your search for Auto Insurance Providers. You will find helpful, informative articles about Auto Insurance Providers, including "About Auto Insurance Rates". You will also find local businesses that provide the products or services that you are looking for. Please scroll down to find the local resources in Andover, MN that will answer all of your questions about Auto Insurance Providers.

Allstate Auto Insurance
(888) 355-7971
11660 Theatre Dr 260
Champlin, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
21151 John Milless Dr
Rogers, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
527 Marquette Ave Ste 300
Minneapolis, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance Companies - Sales Offices
(763) 784-3662
4255 Pheasant Ridge Drive Northeast
Minneapolis, MN
 
Aaron M Welter Ins Agcy Inc - State Farm Insurance Agent
(763) 786-2434
916 125th Lane Northeast
Blaine, MN
 
Allstate Auto Insurance
(888) 355-7971
13228 Europa Bay N
Hugo, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Greg Sniezek
(651) 243-4961
12908 Main St.
Rogers, MN
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Farmers Insurance Group - Agents Offices- Coon Rapids- Executive Park Offices- Andy Wester
(763) 754-1600
10600 University Avenue Northwest
Minneapolis, MN
 
Al Holland Ins Agcy Inc - State Farm Insurance Agent
(763) 755-8680
11933 Central Avenue Northeast
Blaine, MN
 
Allstate Insurance - Diane L. Anderson
(763) 767-7218
11000 Central Ave Ne
Blaine, MN
 

About Auto Insurance Rates

Posted by Staff (07/18/2010 @ 1:33 pm)

You’ve just finished a conversation with a friend and are fuming that your auto insurance is so much higher. While that’s legitimate, more goes into figuring out rates than most people realize. When it comes to determining how to charge a client, insurance companies rely on one denominator to determine price: risk. This isn’t something that an insurance company determines by punching facts into a computer. They calculate risk over time to determine what age groups, types or drivers, and types of vehicles lead to the most accidents. Most insurance companies consider three things when they calculate your risk.

Insurance companies look at age to determine a basis for maturity and driving ability. Adults between 25 and 45 are much less likely to get in an accident than a distracted teen or an elderly driver. Teens are less mature, have less driving experience, and are more easily distracted than people over 25. As people age, they may lose the ability to react in a driving situation. Some people experience deteriorating eye sight.

Another consideration is your driving history. If your record shows violation after violation, an insurance company is going to assume you are more of a risk than a person with a clean driving record. Most violations fall off driving histories after a few years, so wait a couple of years and ask for a policy re-evaluation. In the meantime, if you get another ticket, consult a lawyer about ke...

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